Noble Gold Investments Review

About Noble Gold Investments

Noble Gold Investments offers Royal Survival Packs, storage at a Texas depository, no-fee buybacks, quick account setup and rare coins that other companies may not carry. Investors who want products beyond standard bullion should check each one for IRA eligibility and compare its fees below.

Key Features

• Royal Survival Packs
• Texas storage
• No-fee buybacks
• Rare coins

Fee Structure

Royal Survival Packs and rare coins: what an IRA can and cannot hold

Noble Gold's headline products are Royal Survival Packs, which combine precious metals with emergency preparedness items, and rare coins that other companies may not carry. Those products are the reason to consider Noble Gold, and also the reason to ask careful questions.

Metals inside a gold IRA must meet IRS rules: at least 99.5% pure gold, 99.9% silver and 99.95% platinum or palladium, held by a custodian in an approved depository. A survival pack that includes non-metal items, or a rare or collectible coin, may not qualify. This site notes that at-home storage is available only for non-IRA purchases, so ask for each product in writing: is it IRA-eligible, and if not, will it be bought outside the IRA?

Texas depository and storage choices

Noble Gold offers storage through a Texas depository as well as other approved facilities. The fee table lists $150 a year for storage, the highest on this site; the other four list $100. If the Texas location is your reason for choosing Noble Gold, check whether the $50 difference buys it, and whether the storage is segregated or commingled.

Noble Gold fees on a $20,000 account

Noble Gold lists an $80 setup fee, an $80 annual fee, $150 a year for storage and a $30 wire fee. Year one adds to $340, or 1.7% of a $20,000 account. The recurring $230 a year is about 1.15%. Its no-fee buyback is listed as a feature, but confirm what no-fee means: whether the spread between buy and sell prices still applies.

How an account opens

1. Take the free consultation with a Noble Gold specialist about your goals.
2. Open the self-directed IRA with the team's guidance.
3. Fund it by rollover or direct transfer from an existing retirement account.
4. Select products: traditional IRA metals or the specialty offerings, after confirming eligibility.

This site lists quick account setup as a pro. Do not let a quick setup shorten your time to read the fee schedule.

Who Noble Gold suits, and who should look elsewhere

Noble Gold suits an investor who wants storage in Texas, an emergency-preparedness angle or rare coins alongside standard bullion. Anyone who only wants gold and silver at the lowest listed fees should compare American Hartford Gold, whose listed year-one total is $205, against Noble Gold's $340.

The listed cons are that Noble Gold is a newer company and that some products carry higher minimums than the $20,000 starting level.

Noble Gold against the other four

• Minimum: Noble Gold $20,000, below Goldco and Augusta, above Birch Gold Group and American Hartford Gold.
• Fees: highest listed year-one total, $340, against $205 to $260 for the others.
• Differentiators: Royal Survival Packs, Texas storage and rare coins.

Frequently Asked Questions about Noble Gold Investments

Can a Royal Survival Pack go inside my IRA?

Ask Noble Gold which components are IRA-eligible. Only metals that meet IRS fineness rules and sit in an approved depository can be IRA assets.

Can I store IRA gold at home with Noble Gold?

No. At-home storage applies to metals bought outside an IRA; IRA metals stay in a depository.

What does a no-fee buyback mean?

Ask whether it means no commission or no spread, and request a written sample quote.

Why is Noble Gold's storage fee higher?

The table lists $150 a year against $100 for the others. Ask what the extra covers.